Schertz Roofing Company for Repairs, Replacement, and Storm Damage

Schertz is one of the trickier places in the San Antonio area to roof, and most homeowners never find out why until a permit or an insurance claim stalls. The city straddles three counties, sits on an active hail path, and has grown fast enough to pull in out-of-town crews who do not know the ground. Texas Star Roofing has worked these roofs since 1993. We are a woman-owned, family-run company, licensed and insured, and when we quote your Schertz roof we quote the whole job, permits and inspections included.

If your roof is leaking, aging, or took a hit in the last storm, we will climb up, look closely, and give you a straight answer on what it needs.

A Roofing Company That Knows the Three-County Line

Most of Schertz sits in Guadalupe County, but the city spills into Comal and Bexar counties too, and that detail decides more than people expect. Permitting, inspection timelines, and some HOA rules change depending on which county your address falls in. A roofer who does not know that ends up chasing paperwork, and your project sits and waits.

We have pulled permits and passed inspections in all three counties and we know how the City of Schertz handles roofing work. That is not a small thing on a roof replacement, where a missed permit step can stall a job for a week.

Whether your home is in the 78154 or 78108 ZIP, an older place near the original town center or a new build off FM 1518, the permitting path follows the county line, and we already know it. When we give you a Schertz estimate, the permitting and inspection are accounted for, so the timeline we quote is the timeline you get.

Storm and Hail on the I-35 Corridor

The stretch of I-35 through Schertz, Cibolo, and Selma is one of the more active hail paths in the region. Spring storms build fast off the Hill Country, and one afternoon of wind-driven hail can bruise shingles, loosen flashing, and start slow leaks that do not show up inside the house for weeks.

The damage here follows patterns we know well: granule loss on the south and west slopes that take the worst sun, cracked ridge caps, bent gutters, and lifted shingles around vents and valleys. Most of it is invisible from the driveway.

That is why we document every inspection with photos, walk you through exactly what we found, and only recommend work the roof actually needs. No scare tactics, no upsell on damage that is not there.

The 25 Percent Rule, and When a Repair Becomes a Replacement

One question we get on almost every storm call is whether a roof can be patched or has to be replaced. There is an industry guideline worth knowing here, sometimes called the 25 percent rule: when roughly a quarter or more of a roof is damaged, many building codes and insurance policies treat a full replacement as the right call rather than a patch. Below that line, a targeted repair is often the smarter, cheaper move.

We will tell you honestly which side of that line your roof is on. Sometimes a repair buys you several more good years, and we will say so. Other times the damage is widespread enough that patching just delays the inevitable and costs you more in the long run. Either way, you get the real assessment, documented, so you can make the call with full information and so your insurance claim reflects the actual scope of the damage.

What a New Roof in Schertz Actually Depends On

There is no honest flat price for a roof, and any company that quotes one before seeing yours is guessing. What a Schertz roof costs comes down to a handful of real factors:

Size and pitch. A larger or steeper roof takes more material and more labor to do safely.
The material you choose. Impact-resistant shingles, standard architectural shingles, and metal systems sit at different price points and last different lengths of time.
The decking underneath. If the wood decking has soft or rotted spots, those get replaced before anything goes back on, and there is no way to know until the old roof comes off.
Layers to tear off. A roof carrying two old layers costs more to strip than a single layer.
Penetrations and details. Chimneys, skylights, valleys, and flashing all add labor.

We give you a written estimate after we have actually looked at the roof, and we walk you through where the number comes from. No pressure, no surprise line items later.

Warning Signs Your Schertz Roof Needs Attention

You do not have to wait for a leak. A few things are worth a closer look, especially after a storm season:

Shingles that are curling, cracked, or missing
Granules collecting in your gutters or at the bottom of downspouts
Daylight showing through the attic boards, or water stains on the ceiling
A roofline that looks like it is sagging or dipping
A roof that is 20 years or older, regardless of how it looks from the ground

If any of these sound familiar, a free inspection will tell you whether you are looking at a small repair now or a bigger problem building. Catching it early is almost always the cheaper path.

Roofing Materials That Hold Up in Schertz

Central Texas is hard on roofs: intense UV, heat, and the hail that comes with the I-35 corridor. Two material choices earn their keep here.

Impact-resistant (Class 4) shingles. These are built to take hail without the bruising and cracking that ages a standard shingle. There is a bonus worth asking your agent about: many Texas insurers offer a premium discount for a Class 4 impact-resistant roof, since it is less likely to file a hail claim. Confirm the exact discount with your carrier, but for a lot of Schertz homeowners it offsets a real chunk of the upgrade over time.

Metal roofing. Standing seam and other metal systems, including Berridge Manufacturing products, stand up to heat and sun and carry a long service life. Metal costs more up front and lasts longer, and we will lay out the trade-off honestly for your home and budget.

Whatever you choose, we install it to the manufacturer’s specifications, the way the material is designed to be put on. Our crew is master-certified in shingle application, so the install is done to that standard, not a faster, cheaper version of it. We will walk you through the options during the inspection rather than pushing you toward the most expensive one.

Our Schertz Roofing Services

Every Schertz roofing job starts with one question most companies skip: which county line is your home on? We handle the full range of residential and commercial work, permits included.

Roof repair: leaks, missing shingles, and flashing failures, with the right permit pulled for your jurisdiction.
Roof replacement: full tear-offs and clean installs coordinated with City of Schertz inspection schedules.
Storm and hail damage repair: fast response along the I-35 hail path through Schertz, Cibolo, and Selma, fully documented.
Metal roofing: standing seam and Berridge Manufacturing systems for owners who want maximum service life.
Roof inspections: photo-documented assessments before you buy, sell, or file a claim.
Insurance claim support: we document the damage and coordinate with your adjuster on the real scope.

Not sure what yours needs? Start with an inspection and we will tell you.

How to Tell a Real Roofer From a Storm Chaser

Fast-growing markets like Schertz draw storm-chasing crews that show up after a big hail event, knock doors, and disappear before any warranty matters. A few red flags are worth watching for before you hand anyone your roof:

They came to you right after a storm. Reputable local roofers rarely door-knock the day after hail. Chasers do.
They want a large deposit up front. Be cautious with anyone asking for big money before the work starts.
They have no verifiable local address. A local phone number is easy to rent. Ask where they are actually based.
They pressure you to sign your insurance check or claim over to them. That is your money and your claim. A straight roofer works with your adjuster, not around you.
They subcontract the whole job. Ask who is actually on your roof and who stands behind the work.

We have been in Schertz and the San Antonio area since 1993. We are licensed and insured, we will show you proof without being asked, and the crews on your roof answer to us.

Why Schertz Homeowners Choose Texas Star Roofing

We pull permits and pass inspections across all three of Schertz’s counties (Guadalupe, Comal, and Bexar), so a jurisdiction line never stalls your project.
Familiar with the newer HOA subdivisions off FM 1518 and their roofline and color rules.
More than 30 years roofing the I-35 corridor north of San Antonio, since 1993.
A woman-owned, family-run company, not a call center.
Free inspections and no-obligation estimates.
Full storm and insurance claim support, from first photo to final scope.
Master-certified in shingle application, a credential most roofing crews never earn, so your roof is installed to the standard the material is built for.

Schertz Roofing FAQ

How much does a new roof cost in Schertz, TX?

There is no honest flat rate, because the cost depends on your roof’s size and pitch, the material you choose, the condition of the decking underneath, and how many old layers have to come off. We give you a written estimate after we inspect the roof and walk you through exactly where the number comes from.

What is the 25 percent rule for roofing?

It is an industry guideline: when roughly a quarter or more of a roof is damaged, many building codes and insurance policies point toward a full replacement rather than a patch. Below that, a targeted repair is often the better call. We will tell you honestly which side of the line your roof is on.

How can I tell if a roofer is being honest with me?

Watch for door-knocking right after a storm, large upfront deposits, no verifiable local address, and pressure to sign your insurance claim over. A straight roofer documents the damage with photos, works with your adjuster, and is happy to show proof of license and insurance.

Which county handles permits for my Schertz roof?

Most of Schertz is in Guadalupe County, but the city reaches into Comal and Bexar counties too, and most work runs through City of Schertz permitting. We handle the permits and inspections for all three so you do not have to chase the paperwork.

Do impact-resistant shingles lower my insurance in Texas?

Often, yes. Many Texas insurers offer a premium discount for a Class 4 impact-resistant roof. The exact amount varies by carrier, so confirm it with your agent, but it can offset part of the upgrade over the life of the roof.

Are you licensed and insured?

Yes, fully, and we will show you proof. We strongly recommend confirming this with any roofer before work begins.

Get Your Free Schertz Roof Inspection

No matter which county your Schertz home sits in, we handle the roof and the permits both. Get your free inspection and we will walk you through exactly what it needs: a straight assessment, documented, with no pressure to replace before you need to.